Business line of credit up to $350,000

Credit you can draw on whenever the business needs it.

Get approved once. Draw what you need and we wire it the same day. As you pay it down, that credit is there to use again.

Funding Form
    What do you need the funding for?
    Funding Purpose
    • No collateral
    • 6+ months in business
    • $15K+ monthly revenue
    Business owner sitting at a counter in his shop
    $350KCredit lines up to $350,000
    Same dayWires once you’re approved
    $0Collateral required
    1 approvalDraw again as you repay
    How it works

    Apply once, then use it as often as you need.

    1. Tell us about the business

      What the money is for, about how much, and your monthly revenue. It takes a couple of minutes.

    2. Go over your options with us

      Someone from our team calls you, walks through the terms and answers your questions.

    3. Draw when you need it

      Request funds and they’re wired the same day. Pay it down and the credit opens back up.

    Available credit over a yearExample on a $150,000 line
    $150K$75K$0Drew $20KPayrollDrew $40KInventoryDrew $10KRepairsJanMarMayJulSepNov
    Available to drawA draw
    What owners use it for

    Most draws cover the gap between paying out and getting paid.

    All the ways to use it →
    Mechanic working on a car engine
    Equipment & repairsReplace the lift that went down in the middle of a busy week.
    Shop owner smiling behind her counter
    InventoryStock up before the season starts.
    Deli owner working behind the counter
    PayrollMake payroll while a big invoice clears.
    Landscaper trimming a front yard
    Seasonal cash flowKeep the crew on through the slow months.
    Brewery owner packing an order
    Bigger jobsSay yes to the large order and cover materials up front.
    Line of credit or loan

    A loan gives you one lump sum. A line stays open.

    Flex line of credit
    Typical term loan
    How you get the money
    Draw any amount up to your limit, whenever you need it
    The full amount up front, all at once
    Using it again
    Credit opens back up as you repay
    Apply again for new money
    Collateral
    None
    Often required
    Best for
    Ongoing and unpredictable costs
    One large, planned purchase
    Who qualifies

    The basics we look for.

    • Time in business6 months or more
    • Monthly revenue$15,000 or more
    • CollateralNot required
    • LocationU.S.-based businesses
    • Line sizeUp to $350,000

    Rather talk it through first?

    Call us and tell us what’s going on with the business. We’ll tell you whether a line of credit makes sense and what it would look like.

    (888) 707-0202contact@flexcreditcapital.com
    Questions

    Common questions

    More on the full FAQ page.

    How much can I get?

    Lines go up to $350,000. Your limit depends on things like your monthly revenue and how long you’ve been in business.

    How fast do I get the money?

    Once your line is approved, funds you draw are wired to your business account the same day.

    Do I need to put up collateral?

    No. You don’t need to pledge property or equipment to get a line of credit with us.

    Can I use it more than once?

    Yes. As you pay down what you’ve drawn, that amount becomes available again. You don’t reapply each time.

    What can I use it for?

    Any business purpose: payroll, inventory, equipment, repairs, marketing, covering a slow month or taking on a bigger job.

    Machine shop owner in his workshop

    See what your business qualifies for.

    Tell us what the money is for and we’ll take it from there. It takes a couple of minutes.

    Start your applicationCall (888) 707-0202
    Call UsApply Now